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Home security that pays for itself: insurance discounts + energy savings

By the Nu Home team·Updated July 2, 2026·4 min read

Security is usually sold on fear. Here's the calmer, more interesting case: a professionally monitored system is one of the few home upgrades with two built-in payback streams — your insurance bill and your energy bill.

Stream one: the insurance discount

Most major homeowner's insurers offer discounts for professionally monitored security — commonly in the 5–15% range depending on carrier and system scope. On a typical premium, that's real money every year, forever, for equipment you wanted anyway. Ask your carrier for their 'protective device' discount schedule; we provide the monitoring certificate they'll ask for.

Stream two: the sensors are efficiency instruments

  • Door/window sensors tell your HVAC when it's fighting an open window — and Nu Intelligence pauses the waste.
  • Occupancy awareness enables real away-mode setbacks instead of guessing schedules.
  • 24/7 monitoring catches the quiet failures — a freezer drifting, a water leak — before they become bills.

Available everywhere

Unlike our full-efficiency installs (11 states + D.C.), Nu Home smart security and professional monitoring are available in all 50 states.

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