Rebates & incentives
The money is real. The maze is ours.
Utilities and states budget billions every year to help homeowners upgrade to high-efficiency systems. Most of it goes unclaimed — because the programs are confusing, ever-changing and buried in paperwork. That's the part we do for you.
Our process
Find. Stack. File.
Find every program
Utility rebates, state programs, city offers, income-boosted tiers, 0% financing — we track them daily across all our markets and match them to your exact address.
Stack them correctly
Programs have stacking rules, deadlines and equipment requirements. We design your project so every eligible dollar combines — nothing left behind.
File it all for you
Applications, equipment certifications, post-install documentation — submitted and tracked by us, before installation, so your price is real from day one.
Where we file today: our full end-to-end rebate filing service currently operates in Massachusetts and New York, home to the nation's strongest programs. In our other markets, your free plan is built on efficiency savings first — and flags any incentive your address may qualify for, with guidance on how to claim it. As we add filing coverage in more states, it's included automatically.
Where the money comes from
Four streams, one project.
Utility rebates
Your electric or gas utility pays for efficient equipment because it reduces grid strain — heat pumps, high-SEER2 AC, insulation, smart thermostats.
State & city programs
Statewide frameworks like Mass Save, EnergizeCT, EmPOWER Maryland and TECH Clean California, plus municipal offers in many metros.
Income-boosted tiers
Most states pay dramatically more for income-eligible households — sometimes covering the majority of a project. We screen for every tier automatically.
0% & low-interest financing
Programs like the Mass Save HEAT Loan and NJ on-bill financing spread remaining costs with little or no interest — often making upgrades cash-flow positive from month one.
A note on federal tax credits: the federal 25C efficiency credits ended for installations after December 31, 2025. State and utility programs — always the bigger lever in strong-program states — continue, and several states are still rolling out new federally funded Home Energy Rebates. Programs change quarterly; amounts are verified for your address before you commit to anything.
Your market
Programs where you live.
Massachusetts
Massachusetts pays homeowners to electrify — more than almost anywhere.
- Mass Save® — The statewide utility program — substantial rebates for whole-home heat pumps, generous insulation incentives that often cover the majority of approved costs, plus no-cost home energy assessments.
- Mass Save® HEAT Loan — 0% interest financing for qualifying efficiency upgrades — spread the remaining cost over years with no interest at all.
- Income-eligible enhanced offers — Households under program income thresholds unlock dramatically larger rebates — sometimes covering most of a project.
Connecticut
EnergizeCT turns high energy costs into high rebates.
- EnergizeCT / Home Energy Solutions — A subsidized in-home service that seals air leaks on the spot and unlocks the state's efficiency rebates.
- Eversource & UI heat pump rebates — Per-ton rebates for cold-climate heat pumps, with enhanced amounts for income-eligible households.
- Insulation incentives — Rebates that historically cover a large share of approved insulation costs, paired with the HES visit.
New Jersey
New Jersey pairs strong rebates with 0% on-bill financing.
- NJ Clean Energy Program — Statewide rebates for high-efficiency HVAC and weatherization upgrades.
- PSE&G / JCP&L / ACE utility programs — Utility-run rebates plus 0% interest on-bill repayment for qualifying efficiency projects.
- Whole-home efficiency bonuses — Extra incentives when insulation and HVAC upgrades are combined — exactly how we design plans.
New York
NYS Clean Heat is rewiring how New York homes stay warm.
- NYS Clean Heat — Utility-administered heat pump rebates through Con Edison, National Grid, NYSEG, RG&E and more.
- EmPower+ — Enhanced incentives for income-eligible households, stackable with utility offers.
- Comfort Home / weatherization offers — Insulation and air-sealing packages designed to prep homes for efficient electric heat.
Pennsylvania
Pennsylvania's utilities quietly fund serious efficiency upgrades.
- PECO Ways to Save / PPL / FirstEnergy programs — Utility rebates on efficient HVAC equipment, smart thermostats and weatherization.
- PA Home Energy Rebates (HER/HEAR) — State-administered rebates for whole-home efficiency and electrification, with the largest amounts reserved for income-eligible households.
- Gas utility heating rebates — High-AFUE furnace and duct-sealing incentives from gas distributors across the state.
Maryland
EmPOWER Maryland pays for efficiency in both directions.
- EmPOWER Maryland — The statewide efficiency framework funding utility rebates on HVAC and weatherization.
- BGE / Pepco / SMECO / Delmarva offers — Heat pump, AC and insulation rebates plus discounted home energy audits.
- Maryland Home Energy Rebates — State-administered whole-home and electrification rebates, largest for income-eligible households.
Washington, D.C.
The DCSEU helps District homeowners upgrade for less.
- DCSEU rebates — Incentives on heat pumps, efficient AC and weatherization for District residents.
- Income-qualified offers — Substantially larger support for income-eligible households, up to and including no-cost measures.
- Pepco efficiency programs — Smart thermostat and HVAC offers that stack with DCSEU incentives.
Virginia
Virginia's efficiency money is growing fast.
- Dominion Energy efficiency programs — HVAC and smart thermostat rebates plus income-qualified weatherization support.
- Virginia Home Energy Rebates — State-administered whole-home efficiency and electrification rebates.
- Appalachian Power programs — Efficiency offers for homeowners in western Virginia.
Florida
In Florida, your AC is your power bill. We fix that.
- FPL residential rebates — Incentives on qualifying high-efficiency AC and heat pump systems plus attic insulation upgrades.
- Duke Energy Florida / TECO programs — AC, heat pump and weatherization rebates with free home energy checks.
- Home Energy Rebates (rollout) — Federal-funded state rebates arriving for whole-home efficiency, largest for income-eligible households.
Texas
Texas summers are brutal. Your electric bill doesn't have to be.
- Oncor / CenterPoint / AEP incentives — Utility-funded efficiency incentives delivered through participating contractors — including HVAC and weatherization.
- Austin Energy & CPS Energy rebates — Direct rebates for high-efficiency AC/heat pumps, duct sealing and attic insulation in Austin and San Antonio.
- Texas Home Energy Rebates (rollout) — State-administered whole-home rebates arriving statewide, deepest for income-eligible households.
Illinois
ComEd, Ameren and Nicor fund real efficiency money in Illinois.
- ComEd / Ameren Illinois programs — Rebates on heat pumps, efficient AC and smart thermostats.
- Nicor Gas / Peoples Gas / North Shore Gas — High-efficiency furnace, boiler and weatherization rebates.
- Illinois Home Energy Rebates — State whole-home rebates with the largest support for income-eligible households.
California
California pays a premium for efficient, electric homes.
- TECH Clean California — Statewide heat pump incentives paid through participating contractors.
- PG&E / SCE / SDG&E programs — Utility efficiency offers, demand-response credits and income-qualified upgrade support.
- Regional energy networks (BayREN, SoCalREN) — Additional regional rebates for weatherization and electrification that stack with state offers.
Free: the 2026 state rebate checklist
Every document to gather, every program to check, and the stacking rules — on one page. We'll also email you when your state's programs change.
FAQ
Rebate questions, answered straight.
What happened to the federal tax credits?
Can I stack multiple programs on one project?
What if my income qualifies me for enhanced programs?
Do I have to pay and wait for a rebate check?
Find out what your address qualifies for.
Your free efficiency plan lists every current program for your home — amounts, stacking rules, and how each one gets captured.
Talk to a real efficiency advisor — no pressure, no door-knockers.